For some couples, the most expensive day of their life will be the one when they tie the knot, with around 35% of newlyweds blowing their wedding budget before they walk down the aisle1. So if you’re planning for this special day in your life, you’ll need to work out how to finance it–without spending […]
Put simply, over-capitalising is when the cost of renovations outweighs how much value it will add to a property. There are plenty of ways to avoid over-capitalising. Start with a valuation So you know exactly what you are working with, your first step should be to get your property valued by a professional. The value […]
In view of the recent market ups and downs, if you’re an investor, you might be thinking about pulling out of higher risk investments, such as shares, and transferring them to lower risk investments, like cash or term deposits. But if you’ve just started your investment journey, you might not be aware of how investments […]
by Michael Collins, Investment Commentator at Fidelity September 2015 Remember the hype about the “super cycle” that justified record commodity prices? The term to describe “higher-for-longer” commodity prices was based largely on ever-climbing demand from the Chinese as the country industrialised. Amid the excitement, commodity prices soared by more than six-fold from 2004 to 2011, […]
Source: AMP: originally published on 4th September After winter, simple things like opening a window to let in the sunlight can transform your space. In the same way, shedding light on your finances can give you more control and peace of mind when it comes to money. Spring’s the perfect time to make sure your […]
All major share markets have been sold down heavily over recent days. The correction on equity markets has also been accompanied by ongoing falls in the price of commodities and emerging market currencies. Since the beginning of August, Australian shares are down 12%, with losses of 10% to 12% recorded across the United States, Europe […]
When the interest rate on your home loan fluctuates, it can feel as though you don’t have control of your debt. Despite being frustrating, interest rate changes are a part of every loan’s lifespan and warrant your consideration. The interest rates that banks charge on their home loans are influenced by the Reserve Bank of […]
You’re looking for the house of your dreams or maybe you’ve already found it. It’s an exciting time but it can be daunting when it comes to arranging finance and meeting all the upfront and ongoing costs, such as lender’s mortgage insurance. How lender’s mortgage insurance works When it comes to arranging a home loan, if […]
When it comes to working overseas the options can be endless. You may be considering teaching English in Italy or taking a job that’s very similar to the one you’re doing now, only in New York City! Earn more than just money Where ever you’re planning to go, you could find there’s more to be […]
Gap years are not just for school leavers. You can take one at any age. Some companies even have sabbatical programs that encourage staff to take time out of their jobs to further their education, travel or find other ways to increase their value. There are so many possibilities! Choose your own adventure What will […]
